Ivanhoe Capital Advisors

Products And Services

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  Advisory Services

  Our senior level management has been providing dynamic strategies for over 30 years to companies looking to grow organically. We have experience in mergers and acquisitions, re-engineering or re-structuring of the company, and securing financing for business needs. SBA Disaster Loan Programs Turnaround & Restructuring Services Commercial Real Estate Bank Consulting Mergers & Acquisitions

  Link: Advisory Services

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  SBA Disaster Loan Programs

  We are actively involved in helping businesses across the United States in dealing with the ever-changing financial climate brought on by the COVID-19 Pandemic. Businesses are utilizing our advisory services to: Understand the different solutions available to fit each company’s needs from comparing the various alternative sources of capital provided through the SBA Cares Act to answering questions regarding what program businesses should apply for; Helping businesses through the complexities of the application process, including assisting businesses in understanding the information they need to provide to qualify for each specific program; Helping businesses stay in compliance with the program requirements; Assisting businesses to plan for life after COVID-19. We are monitoring the ever-changing guidelines for these programs. Contact us today to for COVID-19 solutions to fit your needs!

  Link: SBA Disaster Loan Programs

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  Stated Income Loans

  Tax Returns Are NOT Required! Are you unable to get a loan because your tax returns do not show enough income to qualify? We have a stated income financing program that does not rely on your tax returns for approval. In fact, we will never even ask to see them! We will base our decision for commercial income properties on bank statements, a rent roll, and leases. For owner-occupied business properties, we will base our decision on bank statements and a Profit & Loss Statement! Banks require your tax returns to show enough income to service debt. A lot of business owners and investors write off a considerably high amount of their income due to the fact that they can. Unfortunately, this does not help their chances of getting a bank loan because it appears that there is not sufficient income to service a loan so they are turned down. This is a shame because there are a lot of investors and business owners who actually do have sufficient income. They just don’t show it on a tax return because they will have to pay more in income tax. It becomes a trade-off. Do you show more income and pay more taxes so you can obtain a loan, or do you show less income and pay less in taxes with the end result being that you will not qualify for a loan? It is a tough choice, especially when one of the reasons people invest or own a business is to pay less in income tax. Well, we have solutions for this age-old problem.

  Link: Stated Income Loans

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  Franchise Financing

  NEW Non-Bank / Non-SBA Franchise Financing Program Expand Quickly Without Putting Up Your Personal Assets! This new product could be a godsend for Franchisees to quickly access financing to start, expand, remodel, recapitalize, or refinance their business. We can provide loans between $100,000-10,000,000 to qualified borrowers without putting up their personal collateral. This gives you an alternative to the traditional bank and SBA routes which can be sometimes exhausting and unpredictable to say the least.

  Link: Franchise Financing

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  Commercial Real Estate Loans

  Commercial Real Estate Financing Programs We have one mouth but two ears for a reason. We’re eager to hear the details about your commercial real estate loan, because we know that’s where value is found – in the details. Because of our wide array of commercial mortgage lending options we can provide the flexibility and options that real estate investors and business owners require. Here are some of the programs we offer for real estate mortgage financing: 1. Community Bank Lending Program 2. Stated Income Real Estate Loan Program 3. Bridge/Flip Loan Program 4. FHA-HUD 5. Fannie Mae 6. CMBS 7. HOA Loan Program 8. Agricultural Loans – Real Estate

  Link: Commercial Real Estate Loans

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  Small Business Administration Loans

  The Small Business Administration Loan Program at ICA is an excellent source of financing for most businesses. ICA has been designated as a “Preferred Financial Service” company by Preferred SBA lenders to have loans processed more quickly and efficiently. This designation means that the SBA has delegated the approval process to our lenders, which means fast and efficient processing of your SBA loan.

  Link: Small Business Administration Loans

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  Fix & Flip Financing

  ICA’s Fix and Flip Financing Program was Created to Fund All Types of Renovation and Investment Projects Flexible Programs with Fast Approvals Are you a real estate investor interested in purchasing property with the goal of renovating and flipping it? Maybe you are a long-term investor purchasing a non-performing or vacant property that is not currently cash-flowing, but has the potential to be a real good long-term investment for you. Finding the financing for these types of fix & flip projects can be very challenging. Banks only want properties that positively cash-flow NOW… and are paying for themselves NOW. In the case of rehab properties, they are not paying for themselves, and actually require additional capital over and above the purchase price in order to achieve positive cash-flow status. We can help with these projects!

  Link: Fix & Flip Financing

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  Commercial Bridge Loans

  When we talk about bridge loans we are normally talking about opportunity costs with commercial real estate. There is an opportunity that exists and we want to jump on it while it is still available before someone else does. We may also be talking about a scenario in which we have to bridge a gap between where you are right now and where you want to go. Hence the term “bridge loan”. Banks usually look at the last three years of financials to see if there is proper cash-flow and collateral needed to fulfill their lending requirements for a project. When the financials are not currently sufficient or have not been sufficient for a long enough time period to appease the bank this will usually result in a turn-down. This is exactly why “bridge” financing exists and where we come in.

  Link: Commercial Bridge Loans

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  Start Up Business Loans

  New Business Acquisition Funding Purchasing a start-up business or franchise is a new experience and scary proposition for most people. So many moving parts are involved in a transaction like this. Also, so many questions surround it such as am I making the right decision? Is this the right time in my life? Is this the business for me? Will this business improve my current lifestyle? With all this swirling in your head at once, the last thing you want to worry about is structuring a plan to finance the business. That is why you should not have to.

  Link: Start Up Business Loans

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  Commercial Hard Money Loans

  When we talk about “Hard Money” in the commercial world, we are normally talking about opportunity costs. There is an opportunity that exists and we want to jump on it while it is still available before someone else does. We may also be talking about a scenario in which we have to bridge a gap between where you are right now and where you want to go. That is why hard money loans are sometimes referred to as bridge loans. They are in essence the same type of financing a commercial business can take advantage of including when they flip homes or office buildings. Banks usually look at the last three years of financials to see if there is proper cash-flow and collateral needed to fulfill their lending requirements for a project. When the financials are not currently sufficient or have not been sufficient for a long enough time period to appease the bank this will usually result in a turn-down. This is exactly why “hard money” commercial financing exists.

  Link: Commercial Hard Money Loans

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  Accounts Receivable Financing

  Accounts receivable (AR) financing can add immediate liquidity for payroll, vendors, materials, and other suppliers. Most business owners do not even understand that their receivables are assets that they can use as collateral. ICA can even finance companies that are start-ups, losing money, or in bankruptcy because accounts receivable financing is based on your customer’s credit, not yours. Furthermore, for qualified accounts we have programs that allow pre-approved unlimited lines of credit. This will give you the ability to service large or unexpected orders from clients when they arise. Also, another AR financial benefit is that they will act as your collection department so you can focus strictly on your business.

  Link: Accounts Receivable Financing

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  Practice Loan Programs

  Refinance, Purchase, Or Start Your Own Medical, Veterinary, Or Dental Practice. Is a lack of funds or your current debt preventing you from taking your medical or dental practice to the next level? We have helped so many professionals refinance their existing debt and have saved them literally thousands per month. In addition, we have assisted professionals to acquire other practices with essentially no money out-of-pocket. We have even assisted new physicians and dentists straight out of medical school to start their own, or buy-into an existing practice when they thought that dream was still years off. Our practice loan program has not only transformed their businesses but also the lives of these physicians and dentists. It has eased their stress levels, which has in turn made them better doctors.

  Link: Practice Loan Programs

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  Portfolio Loans For Rental Properties

  Unlock Your Equity & Consolidate Rental Property Mortgages Our portfolio rental loan program is designed for investors to unlock equity, get cash out of their existing rental investments, or purchase a portfolio of properties. You can also consolidate multiple rental property mortgages into a single loan so you can continue to grow your portfolio. We will not ask to verify your income meaning No Tax Returns, W2s, paystubs, or 1099s. We will never ask to see them! We will base our decision on the income of the properties and your credit. That is it! This is a commercial loan so it will not report to the personal credit bureaus.

  Link: Portfolio Loans For Rental Properties

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  Commercial Rental Loans

  Rental Loans To Expand Your Investment Property Portfolio Ivanhoe Capital Advisors (ICA) offers a 30-year rental loan solution that will enable you to purchase a new property to expand your rental investment portfolio, refinance an existing property for a better rate, or take cash-out to access equity. This program will not ask to verify your income, meaning No tax returns, W2s, paystubs, or 1099s needed. We will never ask to even see them! The decision is based on the income of the property and your credit. That is it! This is a truly stated income loan.

  Link: Commercial Rental Loans